I'm Lienna Costello. I narrow forty plans down to the two or three that actually fit you, explain them in plain terms, and stay your point of contact for as long as you're covered.
Tell me who I'm quoting and I'll come back with actual plan pricing - not a guess.
Lienna will be in touch personally within a few hours with a few questions to make sure your quote is as accurate as possible.
We talk through your budget, who's covered, and the doctors or medications you don't want to lose.
I bring back two or three real options, explained in plain terms - not a list of forty plans to sort through alone.
Once you've found the right fit, I'll walk you through everything from start to finish and make sure you know exactly what you're enrolling in.
My job doesn't end once your coverage starts. Questions about a bill, finding a provider, or your coverage? You can come directly to me.
Most people have already tried the other way before they call me.
Click your state to fill out a quick form and get a personalized quote.
Every client's situation is different - here's where I spend most of my time.
I navigate all the options available outside of employer-sponsored coverage, so you're not stuck picking blind - including options that may even offer tax benefits to the self-employed.
See what to do →Premiums tend to skyrocket when we want to protect our loved ones - let's find alternatives that offer them great coverage at a lower overall cost.
See what to do →COBRA premiums are notoriously high after losing your employer's contribution - let's start navigating your options.
See what to do →You don't have to offer coverage - but if you want to protect your employees anyway, I'll help you find group and individual options that don't need a full HR department to manage.
See what to do →Lienna made the entire process feel so much easier than I expected. She took the time to explain my options and answered every question I had. The best part is knowing I still have someone I can reach out to after enrolling.
Sample placeholder. Use a client's own words: what their COBRA quote was, what they landed on instead, and what that difference meant month to month.
Sample placeholder. The strongest version names the specific worry they walked in with — a specialist, a prescription, a deductible — and how it got resolved.
You're not buying a plan. You're buying someone who picks up.
Anyone can hand you a quote. The part that matters is who answers in March when a claim gets denied and you have no idea what the letter means.
The questions people usually ask before they book a call.
Yes. I have access to everything available to you - I look at what's actually important to your situation and narrow it all down to simplify the process, instead of leaving you to compare forty plans on your own.
Tell me up front - that's exactly what I'm here for. Depending on your situation, I'll match you with a plan type that actually fits, and we will find you an option that gives you peace of mind!
With a true PPO, yes - you can see any doctor or specialist, anywhere in the country, without a referral. Before you enroll, I'll help you confirm your specific doctors and prescriptions are covered so there are no surprises later.
No. There are options available outside of the open enrollment window - you're not stuck waiting for a specific date on the calendar to get covered.
Nothing. My advice, your quote, and ongoing plan reviews are free - I'm paid by the carrier, not by you. You get a real point of contact for the life of your plan at no extra cost.
I got into this because I watched people I love choose a health plan the way you'd choose a lottery ticket.
Not because they were careless. Because nobody would sit down and explain it to them. They'd get a list, a deadline, and a phone number that went to a queue. So they'd guess, and find out in a waiting room whether they'd guessed right.
That's the part I set out to fix. Everyone I work with knows what they signed up for before they sign, and knows who to call afterward. It's a low bar. It's also, somehow, rare.
A first call is free and there's no obligation to enroll through me - I'll tell you honestly if this isn't the right move.