Adding a spouse or kids to an employer plan is often where premiums jump the most. It's not the only way to get your family covered — and it's not always the cheapest.
Many employers cover a large share of an individual employee's premium but little to none of the cost of adding dependents — so the sticker price for family coverage can be dramatically higher than what you pay for yourself alone.
Not necessarily the cheapest plan on paper — the plan that protects your family well without the premium creeping past what it should cost.
A first call is free and there's no obligation to enroll through me — I'll tell you honestly if this is the right move.