Let's find coverage that actually fits.
A first call is free and there's no obligation to enroll through me - I'll tell you honestly if this is the right move.
Adding a spouse or kids to an employer plan is often where premiums jump the most. It's not the only way to get your family covered - and it's not always the cheapest. If you work for a small business, even the individual employee rate can be surprisingly high, since small group plans don't always have the negotiating power larger employers do.
Many employers cover a large share of an individual employee's premium but little to none of the cost of adding dependents - so the sticker price for family coverage can be dramatically higher than what you pay for yourself alone.
Not necessarily the cheapest plan on paper - the plan that protects your family well without the premium creeping past what it should cost.
A first call is free and there's no obligation to enroll through me - I'll tell you honestly if this is the right move.