You don't have to offer coverage — but if you want to protect your employees anyway, there are group and individual options that don't require a full HR department to run.
Small employers below certain size thresholds generally aren't legally required to offer health insurance. Plenty still choose to, because it helps with retention and because they genuinely want to take care of their team.
I handle the comparison and paperwork side so offering coverage doesn't turn into a second job — and I stay reachable afterward for renewals, employee questions, or changes as your team grows.
A first call is free and there's no obligation to enroll through me — I'll tell you honestly if this is the right move.